Purchasing a home that suits you is normally an overwhelming process that is made simple with my professionalism and experience as a licensed REALTOR^® .

Please feel free to browse the topics below to get a sense of the buying process. If you have any questions, please do not hesitate to contact me.

Tips and topics for buyers

• First steps: Figure out how much you can afford.

• The criteria: Your preferred location, neighbourhood, home type and amenities.

• Balance: Harmony between your criteria, your budget, and the market.

• Purchasing process: Property Searching, Selecting, Viewing, Offers Preparing and Negotiating, Home Inspection, Closing and Associated Costs, and more.

• My buyer services: My promise to help and guide you through the buying process and beyond.

Find your dream home!

First steps: Figure out how much you can afford.

There’s a lot to think about when buying a home.

First things first, how much can you afford?  You need to understand what kinds of costs would be involved in a home buying and home ownership. These can include down payment and closing costs for the initial purchase of your home, and costs such as mortgage payments, condo maintenance fee  (if applicable), and utilities, as monthly carrying costs. For detailed info, please check the topic Money Matter and feel free to contact me for a free consultation. My wealth of knowledge in this area will ensure proper foundations over the course of your home hunting.

So how can you figure out your affordability? First, you need to get mortgage pre-approval from a financial institute. If you need help with a mortgage pre-approval, please contact me.

The criteria: Your preferred location, neighbourhood, home type, price range and amenities.

You often hear people say, “location, location, location”. Are you looking to live in the core of the city in an urban area, or do you want a suburban lifestyle? Different neighbourhoods are in different school districts, which can be an important factor, with issues such as school busing.

Varying home types are available to suit your needs, including detached, semi-detached, link, freehold townhouse, condominium townhouse, or condo apartment.

The amount on mortgage pre-approval plus the downpayment you have minus the closing cost should give you a number in terms of the price you can afford. Based on that figure, we can narrow the searching in certain price range.

It’s also wise to consider the amenities that you will be able to access, such as schools, community centres, libraries, shopping mall, parks, public transit and highways etc. I will help you explore your options, because not all locations and home types are for everyone.

Balance: Harmony between your criteria, your budget, and the market.

With certain criteria set, buyers can easily get stuck at a crossroads between their desires, affordability, and what is available.

In other words, you may want a detached house in a particular area, but you may not be able to afford one. In another scenario, the market may not have something that perfectly matches your criteria.

As a general rule of thumb, it is better to be realistic and have some flexibilities when setting your criteria.

Purchasing process: Home browsing, offers, costs, and more, simplified.

Based on your preferences and needs that you provide me, I will personally monitor the market for you. Through contact methods including email and telephone, I will keep you up to date on new listings of properties for sale that are suitable for you and fit your criteria.

I’ll provide you with a list of home for sale that may suit you. After viewing listing info, you can make the decision on which homes we can view. You can get a complete and in-depth look at a house with a showing. I can visit a house with you whenever it is convenient for you.

You are never under any obligation to buy a house that you don’t like.  When you find a home that is perfect for you,  I will prepare an offer for you and negotiate the terms to get the best deal for you as my clients.

During this process, I will strive to get you the most for your money, with my exceptional negotiation skills, my in-depth knowledge of the market and my hardworking attitude.

My buyer services: My promise to help you through the buying process and beyond.

You can rest assured that I will guide you through the buying process confidently and at a pace that is comfortable for you. Here is a small sample of the vast array of services I offer:

• I will conduct an initial consultation with you to familiarize you with the buying process.
• I will be able to use my network of contacts to help you get pre-approved for the lowest mortgage rate possible, at no charge.
• I will constantly monitor the market to find the best match for you in the area of your choice, within your budget.
• I will personally preview all homes that I send to you for viewing consideration.
• I will prepare and negotiate all documents and agreements of purchase, and I will be glad to through each one with you.
• I will help you find trustworthy inspectors and lawyers by offering recommendations.
• I will guide you through the closing process in advance, so you are ready on closing day.

My services do not end with the closing. I will continue to offer support after closing, by providing insight into any issues or concerns you may have.

My ultimate goal is to build a long-lasting business relationship with you, for today, and for the future.

Getting started

Please feel free to contact me at 416-878-2007. I would be more than happy to answer your questions and consult with you, either in-person, over the phone or through email.

You can contact me now, through my online form, so I can get in touch with you right away!